Heart Attack & Stroke

Schwenker Senior Insurance provides peace of mind with heart attack and stroke insurance solutions.

A heart attack or stroke can happen in an instant. Recovery takes time — and money.


Even with good health insurance or Medicare, most people are surprised by how many expenses aren't fully covered. That’s where Heart Attack & Stroke insurance comes in.

This kind of policy pays you a lump-sum cash benefit after a covered event, and you decide how to use it — no restrictions, no networks, no waiting. Use it to help pay medical bills, cover time off work, or take care of the day-to-day costs that don’t stop just because you’re recovering.

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Real Stories. Real Relief.


  • Linda, 66, on Medicare Advantage:  After a stroke, she needed several weeks of rehab and daily help at home. Her lump-sum benefit helped her hire a caregiver and offset rehab copays that added up fast.


  • Mark, 61, self-employed: Had a heart attack and couldn’t work for two months. His benefit helped cover rent, groceries, and his health insurance premium while he recovered.


  • Thomas, 70, on Medicare: Took an ambulance to the ER and needed a short hospital stay and follow-up care. The benefit helped him cover his hospital copays and a few unexpected bills.


Why It Matters


Most people don’t plan for the costs of recovery — and they’re not just medical. Things like:


  • Transportation to rehab or follow-up appointments


  • Help at home with cooking or mobility


  • Income lost if you or a loved one has to miss work


With a lump-sum plan, the money goes straight to you. That means you can:


  • Pay for the care you need


  • Keep up with regular bills


  • Protect your savings from unexpected costs


Who Is This For?


Whether you’re on Medicare, self-employed, still working, or retired, this coverage offers a financial cushion when you need it most. It’s especially helpful if you:


  • Live on a fixed income


  • Don’t want to dip into retirement savings


  • Have a family history of heart issues or stroke


Be Ready Before It Happens


Heart attacks and strokes are unpredictable. But preparing for the costs doesn’t have to be. This simple, affordable policy gives you control and confidence — no matter what tomorrow brings.